--- title: Aspen Grove Insights | CARES Act & Loss Mitigation description: Aspen discusses the impact of the pandemic on the mortgage industry and how borrowers can use refinance as an alternative to loss mitigation efforts image: https://www.aspengrovesolutions.com/hs-fs/hubfs/535x500_07.jpg?width=534&quality=high --- [![](https://www.aspengrovesolutions.com/hs-fs/hubfs/Aspen-Grove_Primary-Logo_FullColor_Large.png?width=1000&height=583&name=Aspen-Grove_Primary-Logo_FullColor_Large.png)](https://aspengrovesolutions.com) [Let's talk ](https://www.aspengrovesolutions.com/) MENU ![Share button](https://www.aspengrovesolutions.com/hubfs/25276569/Aspen%20-%20Website%20Assets/aspen-green-job.svg) share 3 Nov 2020 [Article](https://www.aspengrovesolutions.com/insights-and-resources/tag/article) # A dam ready to burst ![Aspen Grove Insights | CARES Act & Loss Mitigation](https://www.aspengrovesolutions.com/hs-fs/hubfs/535x500_07.jpg?width=534&quality=high "Aspen Grove Insights | CARES Act & Loss Mitigation") [![READ THE FULL ARTICLE](https://hubspot-no-cache-eu1-prod.s3.amazonaws.com/cta/default/25276569/6b74e051-1c0c-4543-b87c-4093b5dfa073.png)](https://hubspot-cta-redirect-eu1-prod.s3.amazonaws.com/cta/redirect/25276569/6b74e051-1c0c-4543-b87c-4093b5dfa073) ##### Source: Scotsman Guide - Nov 2020 issue ## A dam ready to burst In November's Scotsman Guide, Aspen Grove's Kevin Karty discusses the impact of the pandemic on the mortgage industry and how borrowers and servicers can use refinance as an alternative to loss mitigation efforts. Karty examines the CARES Act rules which make it both possible and often highly attractive for borrowers to refinance as part of their strategy to exit forbearance and retain their homes. 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